1. How much money do I need to buy a home?
Your down payment, closing costs, and reserves depend on your financing, purchase price, and loan program. Many buyers purchase with less than 20% down.
2. Should I get pre-approved before looking at homes?
Yes. A pre-approval helps determine your budget, strengthens your offer, and prevents delays once you find the right property.
3. How long does the buying process take?
Most purchases take approximately 30–45 days after an offer is accepted, although timelines vary based on financing, inspections, and negotiations.
4. How do I know what a home is really worth?
Comparable sales, current market conditions, property condition, location, and buyer demand all influence market value. List price alone rarely tells the full story.
5. Should I waive contingencies?
That depends on the property, market conditions, financing, and your risk tolerance. Every situation should be evaluated individually.
6. How competitive is the Seattle and Eastside market?
Competition varies significantly by neighborhood, inventory levels, pricing, and seasonality. A strong strategy matters more than assuming every property will have multiple offers.
7. What costs should I expect besides the purchase price?
Buyers should plan for items such as earnest money, inspections, appraisal fees, lender fees, title and escrow charges, prepaid taxes and insurance, and moving expenses.
8. Can I buy before selling my current home?
Yes. Depending on your financial position, several strategies may be available, including contingent offers, bridge financing, or selling first.
9. Is buying an investment property different?
Yes. Investment properties are typically evaluated through cash flow, financing structure, appreciation potential, rental demand, risk, and exit strategy rather than personal lifestyle preferences.
10. What types of properties do you help clients purchase?
I work with buyers across a wide range of property types, including single-family homes, condominiums, townhomes, new construction, vacant land, manufactured homes, multifamily properties, and investment real estate. Each property type should be reviewed based on financing, condition, ownership structure, zoning where applicable, long-term value, and your overall goals.
11. Why work with Kyle Kenny?
Every purchase is approached with a focus on negotiation, long-term value, market strategy, and protecting your financial position—not simply finding the next available property.